About Us

Established in 2002, Australian owned and operated Suncoast Loans is a customer focused, professional company who provides short and medium term loans. Based on the Sunshine Coast in Queensland Australia, the business was founded in 2002 by Paul McLachlan with a plan to be one of the best financial providers in Australia. Suncoast Loans now with a brand new look and feel and with big plans for the future are specializing in Car Loans, Personal Loans, Business Loans and even Second Chance Loans. Paul believes in excellence in all that we do and it is the motto we live by.
Suncoast Loans offers a wide range of loan products and services to individuals and business owners.

MEET THE SUNCOAST LOANS TEAM

Paul McLachlan

Managing Director

Paul McLachlan – Director

Paul McLachlan has been a proud member of the Sunshine Coast community since 1988, building strong and lasting relationships across both business and local networks.

He married his wife Audrey in 1997, and together they have one son, Mitchell.

With over two decades of experience in the finance industry since 2002, Paul brings extensive knowledge and leadership to his role as Director of Suncoast Loans. He plays a key role in overseeing the strategic direction of the business, ensuring the company continues to grow while maintaining strong governance, compliance, and customer-focused lending practices.

In 2016, Paul partnered with his brother Andrew to expand Suncoast Loans, introducing both online and face-to-face lending solutions. This growth has allowed the business to assist a broader range of customers across Australia, while maintaining a personalised approach to every application.

Paul is passionate about delivering high-quality customer service and believes in giving people a fair opportunity — supporting customers with “a go” or a genuine “second chance,” while always operating within responsible lending obligations.

Outside of work, Paul enjoys travelling in his caravan and spending time with his dog, Brandi the German Shepherd, as well as quality time with his family.

Audrey McLachlan

Operations Manager

Audrey McLachlan – Operations Manager

Audrey McLachlan has been a valued part of Suncoast Loans’ journey for many years, working closely alongside Paul and Andrew and helping shape the business into what it is today.

Since entering the finance industry in 2002, Audrey has developed extensive knowledge and experience across lending operations. In her role as Operations Manager, she plays a critical part in ensuring the business runs smoothly day to day, while keeping the team aligned with current regulatory requirements, compliance standards, and responsible lending obligations.

Audrey is known for her attention to detail, strong organisational skills, and commitment to supporting both customers and staff. Her focus on structure and process helps maintain consistency across the business and supports positive customer outcomes.

Outside of work, Audrey enjoys Pilates and spending time with family and friends, creating lasting memories and enjoying special occasions.

 

Andrew McLachlan

Sales & Marketing Director

Andrew McLachlan – Sales & Marketing Director

Andrew McLachlan has been part of the Sunshine Coast community since 1988 and has been actively involved in the local business community since 1996.

Andrew joined Suncoast Loans in September 2016 as Sales & Marketing Director, bringing with him extensive experience in sales leadership and business development. As a long-standing business owner on the Sunshine Coast, he has also spent over 25 years as Sales Director of Austral Business Machines, where he has successfully built and managed a high-performing sales team.

At Suncoast Loans, Andrew plays a key role in driving growth, managing dealer and customer relationships, and overseeing marketing strategies that support the company’s continued expansion. Working alongside his brother Paul, the pair have taken the business to the next level, with a strong focus on customer service and practical lending solutions.

Andrew is passionate about building strong partnerships and delivering outcomes that support both customers and the wider business network, while aligning with responsible lending practices.

Michelle Horn

Michelle has been on the Sunshine Coast since 1996. When Michelle is not working at Suncoast Loans, she is President of her beloved Kawana Senior Rugby League Club. She has many years’ experience in Accounts, Marketing and Management and transitioned into the Finance industry when she joined our team at Suncoast Loans in early 2015. An avid gardener in her spare time and she always has time and a kind word for everyone.

Geordie Bowie

Geordie joined the Suncoast Loans team at the beginning of 2016. He has been helping our customers both face to face and online to apply and process their loan application to achieve their ultimate goal whether it be a personal loan or car finance. When outside of work he likes to spend time with friends and family and exploring the Sunshine Coast.

Mitchell McLachlan

Mitchell first started working in the finance industry in 2008 when he used to come in during school holidays and help mum and dad in the Pawnbroking business we ran. As time progressed Mitchell got to know a lot of the customer that came into our office and decided when he finished school to work in the finance industry full-time. Since 2017 Mitchell has been working full time with Suncoast Loans where he has now specialized in customer service and assessing loan applications. Mitch loves to play basketball and can often ben seen at various outdoor courts or playing for Rip City up at the University of the Sunshine Coast.

Jane Dwan

Jane joined the team at Suncoast Loans in mid-2018. Jane has a vast accounting background, volunteering to be treasurer at the local Rugby League Club to running all the accounts for her and her husbands business for the last 20 years. She specializes in helping customers put together complicated applications to achieve ultimate result. Outside of work Jane spends hours in the garden with her orchids and vegetable garden.